/* Final responsive and visual consistency layer */
:root{
  --ui-content:1180px;
  --ui-gutter:clamp(16px,4vw,40px);
  --ui-space-xs:8px;
  --ui-space-sm:14px;
  --ui-space-md:24px;
  --ui-space-lg:clamp(38px,6vw,72px);
  --ui-radius-sm:12px;
  --ui-radius:18px;
  --ui-radius-lg:24px;
  --ui-shadow:0 18px 52px rgba(16,45,98,.12);
  --ui-shadow-hover:0 24px 64px rgba(16,45,98,.17);
}

html{overflow-x:clip;text-size-adjust:100%;-webkit-text-size-adjust:100%}
body{min-width:320px;overflow-x:hidden;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
main,header,footer,nav,section,article,aside,div,form,fieldset{min-width:0}
img,svg,video,canvas,iframe{max-inline-size:100%}
input,select,textarea,button{max-width:100%;font:inherit}
h1,h2,h3,h4,p,li,blockquote,figcaption,a,strong,span,dt,dd{overflow-wrap:anywhere}
pre,code{max-width:100%;overflow:auto}
table{display:block;max-width:100%;overflow-x:auto;border-collapse:collapse}
.container{width:min(var(--ui-content),calc(100% - (2 * var(--ui-gutter))))}

/* Header and navigation */
.site-header{isolation:isolate}
.header-inner{min-height:82px;gap:clamp(16px,3vw,32px)}
.publication{max-width:min(360px,55vw)}
.publication strong{line-height:.95;white-space:normal;text-wrap:balance}
.publication span{line-height:1.35;text-wrap:balance}
.nav{flex-wrap:wrap;justify-content:flex-end}
.nav a{white-space:nowrap}

/* Hero and home */
.masthead-inner{padding-block:clamp(34px,6vw,64px)}
.masthead h1{font-size:clamp(3.8rem,10vw,8.4rem);line-height:.92;text-wrap:balance}
.masthead p:last-child{max-width:760px;margin-inline:auto;padding-inline:12px;text-wrap:balance}
.lead{grid-template-columns:minmax(0,.92fr) minmax(0,1.08fr);gap:clamp(30px,5vw,60px);padding-block:clamp(36px,6vw,68px)}
.lead-copy{justify-content:center}
.lead h2{font-size:clamp(2.45rem,5vw,4.65rem);text-wrap:balance}
.lead-copy>p{max-width:65ch}
.lead-art{min-height:360px;aspect-ratio:16/10;border-radius:var(--ui-radius);box-shadow:var(--ui-shadow)}
.lead-art img{width:100%;height:100%;object-fit:cover}
.home-route{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:clamp(20px,4vw,38px);border-radius:var(--ui-radius-lg)}
.home-route a{grid-template-columns:44px minmax(0,1fr);padding:clamp(24px,4vw,36px)}
.home-route a:nth-child(2){border-right:0}
.home-route strong{font-size:clamp(1.45rem,2.4vw,1.85rem)}
.home-route p{max-width:38ch}

/* Reusable sections and cards */
.section-block{padding-block:var(--ui-space-lg)}
.section-head{align-items:flex-end}
.section-head>div{min-width:0}
.section-head h2{font-size:clamp(2.3rem,5vw,4.1rem);text-wrap:balance}
.section-head>a{flex:none}
.story-grid{grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:clamp(30px,4vw,48px) clamp(20px,3vw,30px)}
.story-card{display:flex;min-width:0;flex-direction:column}
.story-image{border-radius:var(--ui-radius);box-shadow:0 10px 30px rgba(16,45,98,.06)}
.story-copy{display:flex;flex:1;flex-direction:column}
.story-card h3{font-size:clamp(1.45rem,2.3vw,1.8rem);text-wrap:balance}
.story-card p{margin-top:0}
.story-card .byline-card{margin-top:auto;padding-top:12px}
.story-meta span{min-width:0}
.tool-grid{grid-template-columns:repeat(auto-fit,minmax(440px,1fr));gap:clamp(18px,3vw,28px)}
.tool-card{grid-template-columns:minmax(130px,180px) minmax(0,1fr);gap:clamp(18px,3vw,26px);height:100%;border-radius:var(--ui-radius);box-shadow:var(--ui-shadow)}
.tool-card>div{display:flex;min-width:0;flex-direction:column;align-items:flex-start}
.tool-card h3{font-size:clamp(1.4rem,2.3vw,1.8rem);text-wrap:balance}
.tool-card p{margin-bottom:0}
.tool-card .read-button{margin-top:auto}
.tool-card-art{align-self:stretch;border-radius:var(--ui-radius-sm)}
.tool-card-art img{height:100%;min-height:160px;object-fit:cover}
.read-button{max-width:100%;justify-content:center;text-align:center;white-space:normal}

/* Listing and editorial pages */
.listing-hero .container{padding-block:clamp(54px,8vw,86px)}
.listing-hero h1{max-width:1050px;font-size:clamp(3.35rem,8vw,6.8rem);text-wrap:balance}
.listing-hero p{max-width:70ch;text-wrap:balance}
.article-top{padding-block:clamp(46px,7vw,76px) clamp(38px,6vw,56px)}
.article-shell{width:min(850px,calc(100% - (2 * var(--ui-gutter))))}
.article-top h1{font-size:clamp(2.85rem,7.5vw,6rem);line-height:.94;text-wrap:balance}
.dek{max-width:70ch;font-size:clamp(1.15rem,2vw,1.42rem)}
.article-visual{border-radius:var(--ui-radius);box-shadow:var(--ui-shadow)}
.article-visual img{width:100%;max-height:680px;object-fit:cover}
.article-layout{grid-template-columns:minmax(0,830px) minmax(240px,280px);gap:clamp(24px,3vw,38px)}
.article{min-width:0;padding:clamp(30px,5vw,72px);border-radius:var(--ui-radius);font-size:clamp(1.02rem,1.25vw,1.12rem)}
.article h2{font-size:clamp(1.95rem,4vw,2.55rem);line-height:1.08;text-wrap:balance}
.article h3{font-size:clamp(1.45rem,3vw,1.8rem);line-height:1.15;text-wrap:balance}
.article ul,.article ol{padding-left:1.3em}
.article blockquote{margin-inline:0;padding:clamp(20px,4vw,30px);font-size:clamp(1.1rem,2vw,1.32rem)}
.article figure{max-width:100%;margin-inline:0}
.article a{word-break:break-word}
.author-profile{border-radius:var(--ui-radius);box-shadow:0 12px 32px rgba(16,45,98,.08)}
.author-profile .author-avatar{max-width:100%}
.breadcrumbs{width:min(var(--ui-content),calc(100% - (2 * var(--ui-gutter))));overflow:hidden}
.breadcrumbs>*{min-width:0}
.breadcrumbs a,.breadcrumbs span{flex:none}
.breadcrumbs span[aria-current]{flex:1}
.editorial-authority{border-radius:var(--ui-radius)}
.editorial-authority header strong{text-align:right;text-wrap:balance}
.authority-grid{grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}
.authority-sources a{max-width:100%;white-space:normal;text-align:center}

/* Tools, calculators and forms */
.tool-hero-grid{grid-template-columns:minmax(0,1fr) minmax(320px,.9fr);gap:clamp(34px,6vw,64px);padding-block:clamp(50px,7vw,78px)}
.tool-hero h1{font-size:clamp(2.9rem,6.5vw,5.9rem);line-height:.93;text-wrap:balance}
.tool-hero p{max-width:65ch}
.tool-hero img{border-radius:var(--ui-radius);box-shadow:var(--ui-shadow-hover)}
.tool-body{padding-block:clamp(42px,6vw,64px)}
.calculator{grid-template-columns:minmax(0,1fr) minmax(0,1fr);border-radius:var(--ui-radius-lg)}
.calculator-form{grid-template-columns:repeat(2,minmax(0,1fr));gap:clamp(17px,2.5vw,24px);padding:clamp(26px,4vw,42px)}
.calculator-form>label,.comparator-fields>label{display:block;min-width:0;clear:both}
.calculator-form label>span{float:none;display:block;margin-top:2px;text-align:left}
.calculator-form input,.calculator-form select,.calculator-form textarea{min-width:0;width:100%}
.money-input{width:100%}
.money-input input{min-width:0}
.calculator-result{min-width:0;padding:clamp(28px,4vw,42px)}
.calculator-result>strong{font-size:clamp(2.25rem,4.8vw,4.35rem);line-height:1.02;overflow-wrap:anywhere}
.calculator-result dl div{align-items:baseline}
.calculator-result dt{min-width:0}
.calculator-result dd{max-width:58%;overflow-wrap:anywhere}
.calculator-actions{grid-template-columns:repeat(2,minmax(0,1fr))!important}
.calculator-actions button{min-width:0;white-space:normal;line-height:1.25}
.comparator-fields{grid-template-columns:repeat(2,minmax(0,1fr));min-width:0}
.comparator-fields legend{max-width:100%;flex-wrap:wrap}
.comparison-options{grid-template-columns:repeat(2,minmax(0,1fr))}
.comparison-option{min-width:0}
.comparison-option dl>div{grid-template-columns:minmax(0,1fr) minmax(90px,auto)}
.comparison-option dd{max-width:100%;overflow-wrap:anywhere}
.next-step,.commercial-cta{grid-template-columns:minmax(0,1fr) minmax(220px,.65fr);padding:clamp(24px,4vw,36px)}
.next-step>a,.commercial-cta>a{max-width:100%;min-width:0;text-align:center;white-space:normal}
.lead-panel{padding:clamp(26px,4vw,40px);border-radius:0 0 var(--ui-radius) var(--ui-radius)}
.lead-fields{grid-template-columns:repeat(2,minmax(0,1fr))}
.lead-fields input,.lead-fields textarea{min-width:0}
.consent{min-width:0}
.consent input{flex:none}
.newsletter{grid-template-columns:minmax(0,1.08fr) minmax(280px,.92fr);gap:clamp(30px,6vw,64px);padding:clamp(30px,5vw,58px);border-radius:var(--ui-radius-lg);box-shadow:var(--ui-shadow)}
.newsletter h2{font-size:clamp(2.2rem,5vw,4.2rem);text-wrap:balance}
.newsletter-form{min-width:0}
.newsletter-form input{min-width:0}
.newsletter-topics label{max-width:100%;white-space:normal;line-height:1.25}
.form-consent{min-width:0}
.form-consent input{flex:none}

/* Search and topics */
.discovery-hero h1{font-size:clamp(2.9rem,7vw,6.1rem);text-wrap:balance}
.site-search{max-width:820px;min-width:0}
.site-search label,.site-search input{min-width:0}
.discovery-shell{grid-template-columns:minmax(210px,245px) minmax(0,1fr)}
.search-filters select{min-width:0}
.discovery-card{grid-template-columns:minmax(165px,210px) minmax(0,1fr)}
.discovery-card>div{min-width:0}
.discovery-card h3{font-size:clamp(1.35rem,2.4vw,1.65rem);text-wrap:balance}
.discovery-meta>*{min-width:0}
.topic-tags a{max-width:100%;white-space:normal}
.topic-hub-grid{grid-template-columns:repeat(auto-fit,minmax(320px,1fr))}
.topic-hub-card{min-width:0}
.topic-hub-card>span{pointer-events:none}
.topic-hub-card h2,.topic-hub-card p{max-width:78%;overflow-wrap:anywhere}

/* Footer */
.site-footer{overflow:hidden}
.footer-grid{grid-template-columns:minmax(0,1.3fr) repeat(2,minmax(150px,.7fr));gap:clamp(30px,5vw,56px)}
.footer-publication p{max-width:48ch}
.footer-grid a{width:fit-content;max-width:100%;overflow-wrap:anywhere}
.disclosure,.legal{overflow-wrap:anywhere}

@media(max-width:1120px){
  .header-inner{min-height:76px}
  .menu-button{display:block;margin-left:auto;z-index:42}
  .nav{position:fixed;left:var(--ui-gutter);right:var(--ui-gutter);top:82px;display:flex;max-height:calc(100dvh - 100px);overflow-y:auto;flex-direction:column;align-items:stretch;gap:4px;padding:14px;background:#fff;border:1px solid var(--ink);border-radius:var(--ui-radius);box-shadow:var(--ui-shadow-hover);opacity:0;visibility:hidden;transform:translateY(-10px);transition:.2s;z-index:40}
  .nav.open{opacity:1;visibility:visible;transform:none}
  .nav a{display:block!important;padding:14px 16px;border-radius:10px;white-space:normal}
  .article-layout{grid-template-columns:1fr}
  .author-profile{position:static;margin-top:0;display:grid;grid-template-columns:auto minmax(0,1fr);gap:20px;align-items:center}
  .tool-hero-grid{grid-template-columns:1fr}
  .tool-hero img{max-height:520px}
  .calculator{grid-template-columns:1fr}
}

@media(max-width:900px){
  .lead,.newsletter{grid-template-columns:1fr}
  .lead-art{order:-1;min-height:0;aspect-ratio:16/9}
  .section-head{align-items:flex-start;flex-direction:column;gap:16px}
  .home-route{grid-template-columns:1fr}
  .home-route a{border-right:0;border-bottom:1px solid var(--ink)}
  .home-route a:last-child{border-bottom:0}
  .tool-grid{grid-template-columns:1fr}
  .discovery-shell{grid-template-columns:1fr}
  .search-filters{position:static;grid-template-columns:repeat(2,minmax(0,1fr))}
  .next-step,.commercial-cta{grid-template-columns:1fr}
  .next-step>a,.commercial-cta>a{justify-self:start;width:100%}
  .comparison-options{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .footer-publication{grid-column:1/-1}
}

@media(max-width:650px){
  :root{--ui-gutter:13px}
  .ticker{font-size:.58rem;letter-spacing:.13em}
  .header-inner{min-height:68px}
  .publication{max-width:calc(100% - 54px)}
  .publication strong{font-size:1.65rem}
  .publication span{font-size:.56rem;letter-spacing:.09em}
  .nav{top:74px}
  .masthead h1{font-size:clamp(3.4rem,18vw,5rem)}
  .lead h2{font-size:clamp(2.25rem,11vw,3.3rem)}
  .home-route a{grid-template-columns:38px minmax(0,1fr);padding:22px 18px}
  .story-grid{grid-template-columns:1fr}
  .tool-card{grid-template-columns:86px minmax(0,1fr);gap:14px;padding:14px}
  .tool-card-art img{min-height:105px}
  .tool-card h3{font-size:1.28rem}
  .tool-card p{font-size:.86rem}
  .read-button.compact{width:100%}
  .listing-hero h1{font-size:clamp(3rem,15vw,4.4rem)}
  .article-layout{width:100%}
  .article{margin-top:-18px;padding:30px 20px;border-inline:0;border-radius:0}
  .article ul,.article ol{padding-left:1.15em}
  .article blockquote{border-left-width:5px}
  .author-profile{margin-inline:var(--ui-gutter);grid-template-columns:64px minmax(0,1fr)}
  .author-profile .author-avatar{width:64px;height:64px}
  .editorial-authority header{align-items:flex-start;flex-direction:column}
  .editorial-authority header strong{text-align:left}
  .authority-grid{grid-template-columns:1fr}
  .calculator-form{grid-template-columns:1fr;padding:24px 18px}
  .calculator-result{padding:26px 18px}
  .calculator-result dl div{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:10px}
  .calculator-result dd{max-width:100%}
  .calculator-actions{grid-template-columns:1fr!important}
  .calculator-actions .quiet-action{grid-column:auto}
  .comparator-fields{grid-template-columns:1fr;padding:17px 14px}
  .comparison-option dl>div{grid-template-columns:1fr}
  .comparison-option dd{text-align:left}
  .lead-fields{grid-template-columns:1fr}
  .lead-wide{grid-column:auto}
  .newsletter{margin-block:42px 60px;padding:28px 20px}
  .search-filters{grid-template-columns:1fr}
  .site-search{display:grid;padding:7px}
  .site-search button{min-height:48px}
  .discovery-card{grid-template-columns:1fr}
  .discovery-image{min-height:180px;max-height:230px}
  .topic-hub-grid{grid-template-columns:1fr}
  .topic-hub-card{min-height:260px;padding:24px}
  .topic-hub-card h2,.topic-hub-card p{max-width:100%}
  .topic-hub-card>span{font-size:3.7rem;opacity:.48}
  .topic-hub-card h2{margin-top:58px}
  .topic-hub-card b{left:24px;bottom:24px}
  .footer-grid{grid-template-columns:1fr}
  .footer-publication{grid-column:auto}
}

@media(max-width:390px){
  .publication span{display:none}
  .tool-card{grid-template-columns:1fr}
  .tool-card-art{aspect-ratio:16/8}
  .tool-card-art img{min-height:0}
  .calculator-result dl div{grid-template-columns:1fr}
  .calculator-result dd{text-align:left}
  .byline-card{align-items:flex-start}
}

@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important;scroll-behavior:auto!important}
}